About

16 offline financial tools covering loans, EMI, investments, refinancing, arbitrage, debt management, insurance, and more. All calculations performed on-device with PDF export, funnel charts, and calculation history.

Loan & EMI Tools

• EMI Calculator - monthly EMI, amortization schedule, prepayment savings, moratorium support
• Loan Amount Calculator - reverse-calculate max loan from desired EMI
• Tenure Calculator - find repayment period from loan amount and EMI
• Interest Rate Calculator - reverse-calculate rate using binary search
• All 4 support processing fee (deducted or added), prepayment, and monthly/yearly views

Investment Suite

• SIP Calculator - monthly SIP maturity with wealth gain and multiplier
• Compound Interest - lumpsum maturity with annual compounding
• FD / RD Calculator - five payout frequencies: At Maturity, Quarterly, Monthly, Half-Yearly, Yearly
• Inflation Calculator - future value, present value, and purchasing power comparison

Loan Comparison & Decision Tools

• Compare Loans - side-by-side comparison with EMI, total interest, and recommendation
• Arbitrage Engine - multi-strategy loan vs investment comparison with 1–5 portfolios
• Refinance Calculator - current loans vs new plan with foreclosure fees and net savings
• Refinance vs Business - decision aid with risk tolerance and confidence level
• Floating to Fixed Rate Converter - break-even analysis and "What if?" scenarios

Planning & Analysis

• Retirement Planner - corpus needed, monthly savings, sustainable withdrawal
• Goal Planner - inflation-adjusted goal with SIP/lumpsum needed
• Debt Payoff Planner - Snowball vs Avalanche vs Minimum strategies
• XIRR Calculator - annualized return for irregular cash flows
• Loan Affordability - max loan from income with DTI limit
• Life Cover Calculator - DIME-based insurance need analysis

Additional Tools

• Lumpsum Calculator - one-time investment maturity with inflation adjustment
• CAGR Calculator - compound annual growth rate with absolute return
• Simple Interest Calculator - basic interest with years or months support

Export & History

• PDF export on every calculator - formatted results, tables, charts, and formulas
• CSV export for loan amortization schedules
• Funnel charts on every result screen - Principal vs Interest, Invested vs Gain
• Calculation history saved locally - viewable from home screen
• Currency selection - INR, USD, EUR, GBP with configurable decimal precision